UPI Bill Splitter
Split the bill, pay with UPI
Calculate who owes whom in ₹, then open a UPI intent with the exact amount — or share the settlement link.
Share links encrypt in your browser — we never store the split
Shared links include UPI IDs encrypted in the URL — we never store them on a server. Opens GPay, PhonePe, Paytm via upi://.
Result
Dinner split
Total ₹4,850 · 4 people
- KabirAsha₹1,212.50
- MeeraAsha₹1,212.50
- RohanAsha₹1,212.50
Pay via UPI
UPI IDs you enter below are included when you share the settlement — friends can tap Pay without retyping.
Kabir → Asha: ₹1,212.50
Add Asha's UPI ID on the left so others can pay from the share link.
Meera → Asha: ₹1,212.50
Add Asha's UPI ID on the left so others can pay from the share link.
Rohan → Asha: ₹1,212.50
Add Asha's UPI ID on the left so others can pay from the share link.
Link is encrypted in your browser — we never see the expenses.
In India, settling usually means UPI. This tool splits the bill in rupees and can build upi:// payment links with the payee VPA and exact amount.
Friends who can’t open UPI intents still get a clear settlement via the encrypted share link.
How it works
- 1
Split in ₹
Enter the bill, people, and who paid — amounts stay in Indian Rupees.
- 2
Add UPI IDs (optional)
For each person who should receive money, add their VPA (e.g. name@upi).
- 3
Pay or share
Tap Pay via UPI on each settlement, or share one link with the whole group.
FAQ
Do you process UPI payments?+
No. We only generate standard upi:// links that open your installed UPI app (GPay, PhonePe, Paytm, etc.).
Is the UPI ID uploaded anywhere?+
No. It stays in your browser session for generating links. Encrypted shares include names and amounts, not UPI IDs unless you put them in names.