Splitwise Alternative

A Splitwise alternative without the account

Same job — who owes whom — without forcing friends to download an app or create logins.

Share links encrypt in your browser — we never store the split

Same “who owes whom” outcome as Splitwise — without inviting everyone to an account.

Result

Group expense

Total ₹128.50 · 3 people

  • Friend BYou₹42.83
  • Friend AYou₹42.83

Link is encrypted in your browser — we never see the expenses.

Try SplitBiller free

Splitwise is great for long-running groups. For one-off dinners, weekend trips, or privacy-conscious friends, the signup friction kills momentum.

SplitBiller focuses on instant splits and shareable settlements. No social graph, no cloud ledger of your spending.

How it works

  1. 1

    Skip the app install

    Works in any mobile or desktop browser.

  2. 2

    Split equal or unequal

    Percentages and multi-expense groups are supported in the full app.

  3. 3

    Share privately

    Encrypted links replace “invite friends to the app.”

FAQ

How is this different from Splitwise?+

No accounts, no cloud expense history, share-via-encrypted-URL instead of inviting users to a platform.

Can it replace Splitwise for roommates?+

For many groups, yes — especially if you settle monthly and don’t need IOU history across years.

Is there a mobile app?+

No download needed. Add the site to your home screen if you want an app-like shortcut.

Need more than a quick calc?

Track multiple expenses, unequal splits, and ongoing groups in the full SplitBiller app — still no signup.